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Making ends meet can be a challenging task for many people. This situation can be the cause of many emotional problems, including:

  • Anxiety: Constant worry about money and lack of financial resources can lead to increased anxiety.
  • Stress: The stress and pressure of not being able to cover basic expenses can lead to stress and burnout.
  • Depression: The feeling of failure and lack of control over the financial situation can lead to feelings of sadness and hopelessness.
  • Low self-esteem: The feeling of not being able to provide for oneself and one’s family can negatively affect self-image and self-confidence.
  • Personal problems: Financial stress can increase the likelihood of disputes and conflicts in personal relationships.

It is important to seek professional help if you experience persistent emotional problems due to financial problems.


There are many reasons why it can be difficult to make ends meet. Some of the most common causes are:

Low income:

When income is insufficient to cover expenses, it can be challenging to make ends meet.

High expenses:

If monthly expenses are too high in relation to income, it may be difficult to make ends meet.


Debt, such as credit cards or loans, can increase monthly expenses and make it difficult to meet ends.


Rising prices of goods and services can increase expenses and make it difficult to make ends meet.

Unexpected Events:

Unforeseen expenses, such as illness or car repairs, can increase expenses and make it difficult to make ends meet.

Unemployment or loss of income:

Job loss or a reduction in income can significantly affect the ability to make ends meet.


There are many factors that can contribute to the difficulty of making ends meet. That is why it is important to have proper financial planning and be aware of monthly expenses and income to help maintain a sustainable financial balance.


The first thing you need to do is to know how much money you earn and how much you spend each month. Create a detailed budget that includes all your income and expenses, from your fixed expenses such as rent, utilities, and insurance to your variable expenses such as food, clothing, and entertainment. This will allow you to have a clear view of your finances and make informed decisions.

Once you know your expenses, it is important to be realistic about your financial limitations in order to make ends meet. Try to reduce your expenses in areas where possible, such as cutting subscriptions to services you are not using or looking for cheaper options for your fixed expenses, such as comparing electricity and gas rates.

You can also save money on your variable expenses, such as cooking at home instead of eating out or choosing a cheaper cell phone plan. In addition to reducing your expenses, it is important to increase your income. If possible, try to find an additional job or another source of additional income. To make ends meet, you can consider selling items you don’t use or doing freelance work in your spare time.

Another tip for making ends meet is to avoid debt. Avoid applying for loans or credit cards unless absolutely necessary. If you already have debt, try to pay off the highest debt first and then work on the next one. Also, try to avoid spending more than you earn, especially with credit cards, as this will only worsen your financial situation in the long run.

Another important tip is to save money. While it may seem difficult to save when you’re trying to make ends meet, it’s important to set aside some money each month for your long-term financial goals, such as an emergency or retirement. You may also consider setting up a savings fund for unexpected expenses, such as home repairs or medical bills.

We hope that with these tips and those you will find in the Financial Health pillar of your healthy platform, you will be able to solve your financial problems.